If you received a letter saying your Medicare plan is ending in your area, it’s likely a service area reduction. This guide explains what that means, what happens on January 1, common mistakes to avoid, and how to protect your coverage.

If you’re enrolled in a Medicare Advantage plan, you might be thinking: “My plan name didn’t change. My card looks the same. Am I good

AEP is done, your choices are locked in, and now you’re wondering what actually happens next. When does your new plan start? What if something doesn’t match what you expected? Here’s what to look for between January and March—and how to fix issues before they turn into year-long headaches.

If you’re here, it’s because AEP is ending—and you’re trying to make sure you don’t miss something important. Totally normal. The last week of AEP

Most of us don’t sign up for Medicare thinking about paperwork or surprises — we just want to see the doctor when we’re sick. But if you’re on a Medicare Advantage plan, you may need prior authorization or a referral before certain scans, surgeries, or treatments. Skip it — and you could be stuck paying the bill. Read on so you know what to watch for and how to avoid denials.

Medicare Advantage plans advertise dental, vision, and hearing benefits—but the fine print matters. Learn how allowances, networks, and annual maximums really work so you can choose a plan based on realistic coverage—not marketing hype.

If you received a 2026 Medicare Service Area Reduction notice, don’t panic — but don’t wait. Learn what a SAR means, your Special Enrollment Period timeline, and your options for switching to a new Medicare Advantage or Medigap plan.`

Trying to decide between an HMO and PPO Medicare Advantage plan? Learn the key differences in networks, costs, referrals, and travel flexibility so you can choose confidently this AEP.

Right off the bat: you’re probably asking, “Will my doctor still take me? Will my meds cost more? Am I going to pay more than

The Annual Enrollment Period (AEP) (October 15-December 7) is your once-a-year chance to review or change your Medicare coverage. But many make costly mistakes—waiting too late, chasing perks instead of providers, or overlooking drug-and network-fit. Read on to avoid the 10 most common pitfalls and secure a plan that fits your life.